LAST UPDATED: 5/27/21

Insureio Quoting API


This information is for developers. If you're an agent looking for details on using a quoting widget, check out our article on Quoting Widgets.


API endpoint

URL: https://pinney.insureio.com/quoting/get_quotes.json

NOTE: Your agent ID and quoting key or API key must be either in the post body, url parameters, or basic auth header. You can find more detail on our Lead Import page.

Don't have an Insureio agent ID, quoting key, or API key? Please contact an Insureio representative for details.


Send a POST request to the API endpoint indicated in this section. Include the following headers:

Accept: application/xml
Content-type: application/xml

Your POST body should be an XML document like the one in the Example Request below. Please read the comments in the Example Request for instructions about individual fields in the document. All fields are required except for 'health analyzer'.

The HTTP response provides an XML document like the one in the Example Response below.

Carrier Logo

PinneyQuoter also provides logos for the carriers it quotes. There is a single sprite file at http://quoter.pinneyapps.com/images/carriers.png which you are free to use. This file contains all of the carrier logos available. To use it as a sprite, set it as the background of a fixed-size element (162px by 60px), and specify a vertical offset. The vertical offset is the value of any results's sprite node in pixels.

For example, if I am processing a result which contains -2040, then my element should have an attribute of style="background-position: 0 -2040px".

To make a CSS rule for your carrier sprite elements, you might do something like the following:

.carrier-sprite {
  background-image: url(http://quoter.pinneyapps.com/images/carriers.png);
  height: 60px;
  width: 162px;
}

Example Request

Use the scroll bar at the bottom of the code block to navigate left or right.

<!--?xml version="1.0" encoding="UTF-8"?-->
<!-- Params pertaining to the client -->
5
4<!-- //enum/#state -->
<!-- If using the health-analyzer (below), set health to 'PP' -->
PP<!-- legal strings are: PP, P, RP, R for Preferred Plus, Preferred, Standard Plus, Standard -->
M<!-- legal strings are: M, F -->
176
1978-11-12
10
true<!-- //enum/#smoker -->

<!-- The health-analyzer is optional, but it can be used when  is in question -->

184
114

7

<!-- For all "period" fields, use the compulife_value column from the table at //enum/#smoker -->5

<!-- For all "period" fields, use the compulife_value column from the table at //enum/#smoker -->
240
0.5

<!-- for each diseased family member (even if deceased) -->

50
false
false

<!-- coronary_artery_disease -->
false

<!-- cerebrovascular_disease -->
false

<!-- cardiovascular_disease -->
false

<!-- cardiovascular_impairments -->
true
false false false
false false false
false
false

68
65
true
false

<!-- coronary_artery_disease -->
false

<!-- cerebrovascular_disease -->
false

<!-- cardiovascular_disease -->
false

<!-- cardiovascular_impairments -->
false
false false false
true false false
false
false

2

<!-- number of people in  -->
1

<!-- number of people in  who died from the indicated diseases -->

<!-- For all "period" fields, use the compulife_value column from the table at //enum/#smoker -->

<!-- For all "period" fields, use the compulife_value column from the table at //enum/#smoker -->

<!-- For all "period" fields, use the compulife_value column from the table at //enum/#smoker -->

<!-- For all "period" fields, use the compulife_value column from the table at //enum/#smoker -->
0

<!-- Number of moving violations within the last six months -->
0

<!--  number of moving violations within the last year -->
0

<!--  number of moving violations within the last two years -->
0

<!--  number of moving violations within the last three years -->
0

<!--  number of moving violations within the last five (not four) years -->

<!--
    Pinneyquoter can return quotes from multiple queries at once (so long as the client-related parameters are the same for all of them). 
    For example, if your client wishes to see quotes for coverage of 500,000 dollars and for coverage of 750,000 dollars, you would supply
    two quote-param nodes within the quote-params array. In most cases, only a single quote-param node is enclosed in the quote-params array.
  -->

<!-- Term quote request -->

XML

<!-- Only XML supported -->
4

<!-- Use compulife_code at //enum/#tlicategoryoption -->
term

<!-- Use pinney_quoter_code at //enum/#quoting::quotertype -->
750000

Example Response

Use the scroll bar at the bottom of the code block to navigate left or right.


<!--?xml version="1.0" encoding="UTF-8"?-->

1383252034

1383252034
M
176
1978-10-31

10
4
PP
true
5

1
4
1383252034
750000
term
XML

1
1
Savings
Bank Life Insurance Co of MA
SAVE

T-15/15
- 15 Year Term SAVP

255.00
22.19

22.19 60.00 Preferred
Plus Non-Nicotine
P+
A+
5
-2040

2
1
Genworth
Life Insurance Company
GECA Colony
Term 15 GECQ

275.00
24.06

24.06 50.00 Preferred
Best No Nicotine Use
P+
A
5
-720

3
1
Banner
Life Insurance Company
BANN OPTerm
15 - 15 Year Term (10/13) BONN

277.50
24.28

24.28 60.00 Preferred
Plus Non-Smoker
P+
A+
5
-480

4
1
Protective
Life Insurance Company
PROT Custom
Choice UL - 15 Year No Lapse PTCP

290.01
24.95

24.95 0.00 Select
Preferred Non-Tobacco
P+
A+
4
-2580

5
1
Banner
Life Insurance Company
BANN OPTerm
15 - 15 Year Term BANN

290.00
25.38

25.38 65.00 Preferred
Plus Non-Smoker
P+
A+
5
-480

6
1
ReliaStar
Life Insurance Company (ING)
RELL TermSmart
15 - 15 Year Term RDSP

300.00
26.25

26.25 75.00 Super
Preferred Non-Tobacco
P+
A
5
-1980

7
1
American
General Life Insurance Company
AMGE Select-a-Term
- 15 Year ATRH

304.00
26.60

26.60 64.00 Preferred
Plus Non-Tobacco
P+
A
5
-120

8
1
MetLife
Investors USA Insurance Company
METL Guaranteed
Level Term 15 MELP

309.00
27.81

27.81 69.00 Elite
Plus Nonsmoker
P+
A+
4
-1320

9
1
Savings
Bank Life Insurance Co of MA
SAVE T-15/15
- 15 Year Term SAVE

345.00
30.02

30.02 60.00 Preferred
Non-Nicotine
Pf
A+
5
-2040

10
1
Banner
Life Insurance Company
BANN OPTerm
15 - 15 Year Term (10/13) BONS

375.00
32.81

32.81 60.00 Preferred
Non-Smoker
Pf
A+
5
-480

11
1
Genworth
Life Insurance Company
GECA Colony
Term 15 GECP

380.00
33.25

33.25 50.00 Preferred
No Nicotine Use
Pf
A
5
-720

12
1
Transamerica
Life Insurance Company
TRAN Trendsetter
Super 15 TONP

382.50
33.47

33.47 30.00 Preferred
Plus Non-Smoker
P+
A+
5
-2100

13
1
Protective
Life Insurance Company
PROT Custom
Choice UL - 15 Year No Lapse PTCL

393.95
33.89

33.89 0.00 Preferred
Non-Tobacco
Pf
A+
4
-2580

14
1
Banner
Life Insurance Company
BANN OPTerm
15 - 15 Year Term BANS

402.50
35.22

35.22 65.00 Preferred
Non-Smoker
Pf
A+
5
-480

15
1
American
General Life Insurance Company
AMGE Select-a-Term
- 15 Year ATRG

409.00
35.79

35.79 64.00 Preferred
Non-Tobacco
Pf
A
5
-120

16
1
ReliaStar
Life Insurance Company (ING)
RELL TermSmart
15 - 15 Year Term RDSS

412.50
36.09

36.09 75.00 Preferred
Non-Tobacco
Pf
A
5
-1980

17
1
MetLife
Investors USA Insurance Company
METL Guaranteed
Level Term 15 MELI

406.50
36.59

36.59 69.00 Elite
Nonsmoker
Pf
A+
4
-1320

18
1
Savings
Bank Life Insurance Co of MA
SAVE T-15/15
- 15 Year Term SAVP

450.00
39.15

39.15 60.00 Select
Non-Nicotine
R+
A+
5
-2040

19
1
MetLife
Investors USA Insurance Company
METL Guaranteed
Level Term 15 MELP

459.00
41.31

41.31 69.00 Preferred
Nonsmoker
R+
A+
4
-1320

20
1
Banner
Life Insurance Company
BANN OPTerm
15 - 15 Year Term (10/13) BONN

480.00
42.00

42.00 60.00 Non-Smoker
Plus
R+
A+
5
-480

21
1
Genworth
Life Insurance Company
GECA Colony
Term 15 GECQ

485.00
42.44

42.44 50.00 Select
No Nicotine Use
R+
A
5
-720

22
1
Banner
Life Insurance Company
BANN OPTerm
15 - 15 Year Term BANN

485.00
42.44

42.44 65.00 Non-Smoker
Plus
R+
A+
5
-480

23
1
Transamerica
Life Insurance Company
TRAN Trendsetter
Super 15 TONA

487.50
42.66

42.66 30.00 Preferred
Non-Smoker
Pf
A+
5
-2100

24
1
ReliaStar
Life Insurance Company (ING)
RELL TermSmart
15 - 15 Year Term RDSP

502.50
43.97

43.97 75.00 Select
Non-Tobacco
R+
A
5
-1980

25
1
Transamerica
Life Insurance Company
TRAN Trendsetter
Express 15 (250K+) TREP

517.50
45.28

45.28 30.00 Preferred
Plus Non-Smoker
P+
A+
5
-2100

26
1
Transamerica
Life Insurance Company
TRAN Trendsetter
LB 15 TLBP

540.00
47.25

47.25 30.00 Preferred
Plus Non-Smoker
P+
A+
5
-2100

27
1
Pruco
Life Insurance Company
PRUC Term
Essential 15 (<250K PruXpress ONLY) PPFS

527.50
47.48

47.48 85.00 Preferred
Best
P+
A+
4
-1920

28
1
Savings
Bank Life Insurance Co of MA
SAVE T-15/15
- 15 Year Term SAVE

547.50
47.63

47.63 60.00 Standard
Non-Nicotine
Rg
A+
5
-2040

29
1
Transamerica
Life Insurance Company
TRAN Trendsetter
Super 15 TONS

562.50
49.22

49.22 30.00 Standard
Plus Non-Smoker
R+
A+
5
-2100

30
1
Assurity
Life Insurance Company
ASSU Term
350 Plus - 15-year Term ASSP

572.50
50.38

50.38 70.00 Preferred
Plus Non-Tobacco
P+
A-
4
-300

31
1
Transamerica
Life Insurance Company
TRAN Trendsetter
Express 15 (250K+) TREX

577.50
50.53

50.53 30.00 Preferred
Non-Smoker
Pf
A+
5
-2100

32
1
American
General Life Insurance Company
AMGE Select-a-Term
- 15 Year ATRH

589.00
51.54

51.54 64.00 Standard
Plus Non-Tobacco
R+
A
5
-120

33
1
Banner
Life Insurance Company
BANN OPTerm
15 - 15 Year Term (10/13) BONS

600.00
52.50

52.50 60.00 Non-Smoker
Rg
A+
5
-480

34
1
Transamerica
Life Insurance Company
TRAN Trendsetter
LB 15 TLBA

600.00
52.50

52.50 30.00 Preferred
Non-Smoker
Pf
A+
5
-2100

35
1
Banner
Life Insurance Company
BANN OPTerm
15 - 15 Year Term BANS

605.00
52.94

52.94 65.00 Non-Smoker
Rg
A+
5
-480

36
1
Genworth
Life Insurance Company
GECA Colony
Term 15 GECP

605.00
52.94

52.94 50.00 Standard
No Nicotine Use
Rg
A
5
-720

37
1
Pruco
Life Insurance Company
PRUC Term
Elite 15 (<250K PruXpress ONLY) PRUS

595.00
53.55

53.55 85.00 Preferred
Best
P+
A+
4
-1920

38
1
Protective
Life Insurance Company
PROT Custom
Choice UL - 15 Year No Lapse PTCL

631.51
54.33

54.33 0.00 Standard
Non-Tobacco
Rg
A+
4
-2580

39
1
Transamerica
Life Insurance Company
TRAN Trendsetter
Express 15 (250K+) TREP

645.00
56.44

56.44 30.00 Standard
Plus Non-Smoker
R+
A+
5
-2100

40
1
Transamerica
Life Insurance Company
TRAN Trendsetter
LB 15 TLBP

667.50
58.41

58.41 30.00 Standard
Plus Non-Smoker
R+
A+
5
-2100

41
1
Pruco
Life Insurance Company
PRUC Term
Essential 15 (<250K PruXpress ONLY) PPFC

655.00
58.95

58.95 85.00 Preferred
Non-Tobacco
Pf
A+
4
-1920

42
1
American
General Life Insurance Company
AMGE Select-a-Term
- 15 Year ATRG

679.00
59.41

59.41 64.00 Standard
Non-Tobacco
Rg
A
5
-120

43
1
Assurity
Life Insurance Company
ASSU Term
350 Plus - 15-year Term ASSU

677.50
59.62

59.62 70.00 Preferred
Non-Tobacco
Pf
A-
4
-300

44
1
Fidelity
Life Association
FIDL Hybrid
Term - 15 Year (with blood test) FLHM

687.50
59.81

59.81 65.00 Standard
Non-nicotine
Rg
A-
5
-660

45
1
ReliaStar
Life Insurance Company (ING)
RELL TermSmart
15 - 15 Year Term RDSS

697.50
61.03

61.03 75.00 Standard
Non-Tobacco
Rg
A
5
-1980

46
1
Transamerica
Life Insurance Company
TRAN Trendsetter
Super 15 TONA

697.50
61.03

61.03 30.00 Non-Smoker
Rg
A+
5
-2100

47
1
MetLife
Investors USA Insurance Company
METL Guaranteed
Level Term 15 MELI

691.50
62.24

62.24 69.00 Standard
Nonsmoker
Rg
A+
4
-1320

48
1
Transamerica
Life Insurance Company
TRAN Trendsetter
Express 15 (250K+) TREX

735.00
64.31

64.31 30.00 Non-Smoker
Rg
A+
5
-2100

49
1
Pruco
Life Insurance Company
PRUC Term
Elite 15 (<250K PruXpress ONLY) PRUC

737.50
66.38

66.38 85.00 Preferred
Non-Tobacco
Pf
A+
4
-1920

50
1
Transamerica
Life Insurance Company
TRAN Trendsetter
LB 15 TLBA

765.00
66.94

66.94 30.00 Non-Smoker
Rg
A+
5
-2100

51
1
Pruco
Life Insurance Company
PRUC Term
Essential 15 (<250K PruXpress ONLY) PPFS

767.50
69.08

69.08 85.00 Non-smoker
Plus
R+
A+
4
-1920

52
1
Assurity
Life Insurance Company
ASSU Term
350 Plus - 15-year Term ASSU

857.50
75.46

75.46 70.00 Standard
Non-Tobacco
Rg
A-
4
-300

53
1
Pruco
Life Insurance Company
PRUC Term
Elite 15 (<250K PruXpress ONLY) PRUS

865.00
77.85

77.85 85.00 Non-Smoker
Plus
R+
A+
4
-1920

54
1
Pruco
Life Insurance Company
PRUC Term
Essential 15 (<250K PruXpress ONLY) PPFC

985.00
88.65

88.65 85.00 Non-smoker
Rg
A+
4
-1920

55
1
Pruco
Life Insurance Company
PRUC Term
Elite 15 (<250K PruXpress ONLY) PRUC

1097.50
98.78

98.78 85.00 Non-Smoker
Rg
A+
4
-1920